Taiwan Travel Insurance: This Travel Insurance is My Favorite for Travel in 2025

I know, usually I chat about the fun stuff like food, hikes, cute cafés, beaches, but today we’re looking into something a bit more “adult”: travel insurance for Taiwan.

I’ve been traveling for almost 7 years now, either non-stop or on long trips, and for me, having travel insurance has always been a non-negotiable.

Especially in countries where everything feels a bit more foreign, where the culture is super different or the language barrier is real (which is definitely the case in Taiwan), I just need that peace of mind knowing I’m covered if anything goes south.

So today, I wanted to put together a quick little guide (don’t worry, I’ll keep it short and to the point) on Taiwan travel insurance, which one I personally use, and why I think it’s so important to have it before you go.

How I Stay Covered While Traveling Full-Time

I’ve been using SafetyWing for over two years now, and honestly, I couldn’t be happier. I use their Nomad Insurance Essential, which is their travel medical insurance, and it’s perfect for my long-term trips and adventures.

SafetyWing has helped me out many times already, and with their amazing online support, everything was always super smooth. They also have Nomad Insurance Complete for even more coverage.

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Taiwan Travel Insurance: This Travel Insurance is My Favorite for Travel in 2025

Travel Insurance for Taiwan – My Experience in Taiwan

I spent around 3 weeks traveling through Taiwan, and honestly, I loved every second of it. If you’re still on the fence about whether Taiwan is worth visiting then I’ll say it straight: 100%, absolutely yes.

For me, the culture was such a big part of the experience. It felt completely different from anywhere I’d been before, the language, the customs, the food, everything was new. I hadn’t really explored this side of Asia before (more Chinese-influenced culture), so it felt super exciting and eye-opening.

I ate some of the best food of my life, hiked through lush green mountains, and spent my nights wandering around the buzzing night markets in Taipei. I tried to see as much as possible in those three weeks. My route was pretty city-heavy, from Taipei down to Tainan and Kaohsiung, so basically the entire west coast. There’s still so much nature and countryside to explore on the east coast too, but I was honestly obsessed with the cities, the energy, and, of course, all the food.

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Why I use Travel Insurance for Taiwan (Health Travel Insurance)

I’ll be honest with you: I personally recommend using travel insurance anywhere you go. And when I talk about travel insurance, I really mean medical travel insurance. I don’t care as much about delayed flights or lost luggage, that’s annoying, sure, but it’s not life or death. For me, my health is always the top priority.

Any country can throw surprises at you, from scooter crashes to bad falls on a hike to sudden food poisoning. Taiwan is actually one of the safest countries I’ve visited, I always felt super comfortable walking around, even at night. But that doesn’t mean you’re invincible there.

Taipei traffic, for example, is hectic. Scooters are everywhere, and as someone who’s lived in Bali and seen (and experienced) plenty of scooter accidents, I know how quickly things can go wrong. I’ve also heard about people getting severe food poisoning from trying all the fun (but sometimes questionable) street food, and trust me, there’s a lot of street food in Taiwan that you’ll want to try.

The heat is another factor. When I was there, it was seriously hot, especially in the cities. Heat stroke or dehydration can sneak up on you fast if you’re walking around all day.

On top of that, Taiwan is full of amazing hiking spots like Alishan, Teapot Mountain, Taroko Gorge and accidents on trails do happen. Plus, there are places where you can go surfing or scuba diving, which always comes with a risk, no matter how careful you are.

So yeah, even in a safe place like Taiwan, having travel insurance (specifically medical insurance) gave me that peace of mind to enjoy all the adventures without worrying about “what ifs.”

Why SafetyWing is My Favorite Travel Insurance

You can sign up from anywhere in the world: This is honestly one of my favorite things. You don’t have to be in your home country to start your policy. You can literally be sitting in a hostel in Taipei or a café in Bali and sign up on your laptop. It’s the best travel insurance to join from abroad.
Super flexible coverage: You can add or remove countries anytime. When I went on a quick family snowboard trip to Colorado, I just added the USA to my policy for a few days. It cost me like 10 bucks extra, so easy, no stress.
Amazing online support: Their customer service team is so switched on. Every time I had a question or needed help, I just jumped on their online chat and got quick, clear answers. No old-school call centers or endless email threads.
Built for travelers and nomads: SafetyWing was literally designed with long-term travelers and digital nomads in mind, not just for short two-week holidays. That means the whole experience feels modern and made for people like us.
Easy claims process: I’ve had a couple of small claims over the past years and it was all super straightforward, no weird paperwork or endless waiting. Everything happens online and is actually user-friendly.
Affordable price for what you get: I think for the level of service and coverage, it’s such good value (we can talk about costs in the next section). It just gives me total peace of mind without burning a hole in my wallet.

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Taiwan Travel Insurance Cost

SafetyWing is surprisingly affordable, especially for what you get. For most travelers (especially if you’re between 18–39 years old), their Nomad Insurance Essential plan costs around $45–56 USD per 4 weeks. That’s roughly $10–14 for a single week in Taiwan, honestly, less than a fancy dinner out in Taipei.

If you’re looking for more complete coverage (including regular doctor visits and more comprehensive health coverage), you can go for the Nomad Insurance Complete plan, which starts around $150 USD per 4 weeks.

I personally stick with the Essential plan most of the time since it covers all the important medical emergencies, accidents, and hospital stays. But if you’re someone who prefers that full safety net, or you’re staying longer and want broader coverage, the Complete plan is a great choice.

Especially in Taiwan, where you might end up hiking, riding scooters, or just exploring food stalls in the crazy summer heat, it’s a small price to pay for peace of mind.

Plan	Approx. Cost per 4 weeks	Best For
Essential	~$45–56 USD	Medical emergencies, most travelers
Complete	~$150 USD	Full health coverage, longer stays

What Does SafetyWing Actually Cover

SafetyWing basically has two main plans: Nomad Insurance Essential and Nomad Insurance Complete.

Nomad Insurance Essential

The Essential plan is your classic travel medical insurance. It covers you for accidents and unexpected medical emergencies, stuff like most medical expenses, hospital stays, surgeries, and other serious situations you hope never happen but want to be prepared for.

This is what I personally use most of the time, and it’s perfect if you’re mainly looking for that peace of mind when you’re out hiking, riding scooters, or just living your life abroad.

Nomad Insurance Complete

The Complete plan is more like a full health insurance type insurance plan. It still covers all the big emergency stuff, but on top of that, it includes regular doctor visits, some preventative care, and even certain travel-related issues like lost luggage or trip interruptions. This plan is more expensive, but if you’re living abroad full-time or staying in one country for a long time, it might be worth it. This is usually the insurance coverage I would recommend to full on digital nomads living abroad and wanting proper health care and emergency medical coverage.

I’m not gonna list every little detail here, but that’s the general idea. For most travelers to Taiwan or Asia in general, the Essential plan is already more than enough, in my opinion.

Final Thoughts on Travel Insurance Taiwan

I had an amazing time in Taiwan, and honestly, I wouldn’t travel here (or anywhere) without health travel insurance. Even though Taiwan is super safe, things can still go wrong, from scooter spills to food poisoning or heat stroke on a hike.

Having SafetyWing gave me the peace of mind to enjoy every moment without stressing. It’s affordable, flexible, and just makes life on the road way easier. I have to say and this is only my personal opinion that the best taiwan travel insurance is for sure Safetywing.

If you’re coming to Taiwan, get covered. You’ll thank yourself later.

FAQs About Travel Insurance for Taiwan

Is there a good Taiwan travel insurance from USA?

Yes! SafetyWing is a great option no matter where you’re from. U.S. citizens can definitely sign up for it from anywhere in the world, even if you’re already in Taiwan.

What is the cheapest Taiwan travel insurance?

I’m not sure about the absolute cheapest, but with plans starting around $50 USD a month, SafetyWing is definitely one of the best value-for-money options out there.

Is Taiwan safe to visit?

Yes! Taiwan is actually one of the safest countries I’ve ever been to. I always felt super comfortable exploring, even at night.

Do you really need travel insurance for Taiwan?

Technically no, but I 100% recommend it. Even though it’s safe, accidents and unexpected health issues can still happen and it’s just not worth the risk.